Financing that moves when your trade does
Sourcetrade finances mid-market South African importers, distributors, and wholesalers, so you can pay suppliers and meet orders while you wait to get paid.
Built for the mid-market
Sourcetrade was founded to solve a persistent problem in South African trade: mid-market importers, distributors, and wholesalers are consistently underserved by traditional banks when it comes to trade finance.
We provide structured trade finance facilities built around how your business actually operates, giving you the working capital to purchase stock, fulfil orders, and grow without the delays and rigid criteria that keep traditional banking out of reach.
We were founded in 2026, but our team brings 55+ years of combined experience in trade finance, credit, and South African markets. Sourcefin backs us with an established balance sheet and governance, so you get a specialist that moves quickly and still has the standing to stand behind its facilities.
Trade finance, tailored
Facilities for businesses that import, distribute, and trade, built around how your trade cycle works.
How it works
A simple process built around how trade actually works, not bank bureaucracy.
Initial Assessment
We evaluate your trade flows, supplier relationships, and offtake arrangements to understand your business and financing needs.
Facility Structuring
We design a facility that matches your trade cycle: the right size, the right term, the right structure, tailored precisely around how your business operates.
Credit Approval
Our credit committee reviews and approves the facility. Decisions are made quickly and by people who understand trade.
Funds Deployed
Once approved, you can utilise the facility for qualifying trade transactions. We pay your suppliers directly so you can fulfil customer orders. When your customers pay you, you repay the facility and it becomes available again for the next transaction.
Designed for businesses the banks overlook
Speed
Decisions in days, not months. We understand that trade doesn't wait for bank committee cycles.
Institutional Backing
Sourcefin backs us with an established balance sheet and a proper governance framework, so you are dealing with a finance partner that can stand behind what it commits to.
Mid-Market Focus
Purpose-built facilities for SMEs and mid-market businesses.
Experienced Team
Our leadership team brings deep expertise in trade finance, credit, and South African markets.
Let's talk trade
Looking for a new trade finance partner, or just weighing up your options? Get in touch and we'll talk it through.
Head office and general enquiries.
Speak to our Gauteng team.
Speak to our coastal team.